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7 Point Service Guarantee

 

Opal Home Loans prides itself on the following service guarantees:

  1. We ensure the choices we give you are suitable for your needs and explain in detail how each of them work.
  1. We keep you updated on the progress of your loan application and monitor its progress until settlement.
  1. We contact your legal representative, your real estate agent and any other professional contacts you require to introduce ourselves and liaise with them in order to complete your loan as quickly and efficiently as possible.
  1. We do not give out your details to any other agency, apart from those you have given us permission for and those required to complete the loan process.
  1. We strive to return all calls, emails or messages by next official working day.
  1. We ensure that the Opal Home Loans Adviser you deal with is suitably trained and qualified and is a member of the Mortgage Industry Association of Australia.
  1. We provide you with information and the steps required to put you in a favourable position to gain approval for a loan should we not be able to assist you at the time.
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Opal Home Loans > All Products

People choose Opal Home Loans because we have a product range that suits any borrower looking for a Home Loan.

Home Loans

Opal Home Loans has a proud history of providing flexible and affordable home loans to Australian families and individuals. We can provide on-going discounted variable rates for the life of the loan, no monthly fees and rates approx. 0.50% below most standard variable rates.

Investment Loans

Are you looking at starting out or expanding your property investment portfolio? Opal Home Loans has a long and proven history of providing Investment Loans to families, businesses and individuals throughout Australia. Let us be your partner in wealth creation.

Low Doc Loans

For many years, Opal Home Loans has been tailoring Low Doc Home Loans for thousands of individuals in a variety of situations. If you are self-employed, or in need of a low doc loan for any reason, click here to get what you deserve!

Insurance

Opal Home Loans offers Life Protection Insurance, Home & Contents Insurance and Mortgage Payment Insurance to all our customers. Our insurance products are backed by Australia's largest insurers including QBE and PrefSure.

Non Conforming Loans

Have you ever defaulted on a debt or stuggled to make payments and now nobody will lend you money? Opal Home Loans will give you another chance even if you've had a little misfortune in the past.

Refinancing & Debt Consolidation

Many people don't realise that their current service from the Bank (or other lender) is far more expensive than what is available elsewhere. Opal can help you identify and establish the best deal possible.

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