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Products > Home Loans

Opal Home Loans has a proud history of providing flexible and affordable home loans to Australian families and individuals.

Quick highlights

  • On-going discounted variable rates for the life of the loan.
  • Rates approx. 0.50% below most standard variable rates.
  • No Monthly Fees

Better than a Bank?

People often ask why so many customer choose Opal Home Loans over those offered by the Banks. The answer is simple - service, flexibility and price.

  • Banks cannot provide the same level of personal service
  • Big organisations take considerably longer to process loans
  • Banks are sometimes intimidating and unapproachable
  • A Bank's upfront and hidden fees can set you back years!

Are all the normal services provided?

Apart from outstanding personal service, the following standard services are also provided:

  • Internet banking
  • Electronic Funds Transfer (EFT)
  • ATM redraw facilities
  • Line of Credits

How does Opal provide great Home Loans if they're not a bank?

Opal provides home loans through a large Australian Financial lender called Challenger. Opal can offer Home Loans with confidence and flexibility, knowing that we have the financial backing of a proven non-bank lender with many years of experience.

Challenger is an ASX listed company

Want to apply or find out more?

Use the email enquiry form to the left of screen , or contact us directly on 1300 665 451.

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